In our last post, we covered PDL, FMLA, and CFRA. Today, let’s explore California’s State Disability Insurance (SDI) and Paid Family Leave (PFL) programs, which offer financial support during your leave.
State Disability Insurance (SDI)
California’s SDI program provides short-term disability benefits to eligible workers who are unable to work due to pregnancy, childbirth, or related conditions. The benefits typically replace 60-70% of your wages, depending on your income. You can start receiving SDI benefits up to four weeks before your due date and continue for up to six weeks after a vaginal delivery or eight weeks after a C-section. To apply, you’ll need a certification from your healthcare provider.
Paid Family Leave (PFL)
PFL extends the financial support provided by SDI, offering up to eight weeks of wage replacement benefits for bonding with a new child. PFL benefits are available to new parents, including fathers and adoptive parents, and can be taken anytime within the first year of the child’s life. Like SDI, PFL typically replaces 60-70% of your wages.
Combining Benefits
One of the key advantages of California’s maternity leave laws is the ability to combine these benefits. For instance, you can start with PDL and SDI, then transition to CFRA and PFL for bonding time. This way, you maximize both job protection and financial support, ensuring you have the necessary time and resources to care for your new baby.
Next, we’ll discuss practical tips for navigating the maternity leave process in California, including how to apply for these benefits and manage the paperwork.
